Save on tuition fees with 0% Installments or 5% Cashback

Pay education expenses with 0% interest up to 12 months or earn 5% cashback with Emirates NBD Credit Cards.

Terms and Conditions:

Offer is valid from 12 January 2026 till 12 February 2026
Emirates NBD Credit Cardholders can convert their school or university tuition fees and stationery transactions to 0% interest installments up to 12 months or receive 5% cashback
School or university tuition fee transactions paid domestically or internationally using Emirates NBD credit card either through point of sale (POS) or online (E-commerce) will be eligible for the offer
Transactions must be at least EGP 500 to qualify for the installment plan
Transactions must be at least EGP 10,000 to qualify for the cashback offer

Easy payment plan interest & processing fees as follows:

Card type	Interest	Processing fees
6 months	0%	0%
12 months	0%	7.5%

Cashback will be capped based on the card type according to the table below:

Card type	Cashback cap in EGP
Standard	2,500
Titanium	5,000
Platinum	8,000
World/World Elite	10,000

Cardholders must achieve the minimum count and value of transactions to receive the 5% cashback as shown in the table below:

Card type	Minimum Transactions count per month	Minimum spend amount per month in EGP
Standard	8	4,500
Titanium	11	10,500
Platinum	19	32,500
World/World Elite	22	120,000

Easy payment plan 0% will be booked within three working days from the submission date subject to the transaction being settled
To enjoy the offer, Easy payment plan 0% or cashback request must be submitted through bank customer service center “Call Center” during the campaign’s period
The transaction must be reflected on merchant categories related to education to be eligible for the offer. If not, the bank has the right to request a related invoice or decline the transaction
Corporate and Visa Credit Cards are excluded from the offer
Any claim to the offer after 19 February 2026 will not be accepted
The client is not eligible to both installment payment of the transaction and claim the 5% cashback offer at the same time
Cashback transactions related to the offer will be credited to the clients’ accounts within March
Reversed/Declined/Commercial/Cash transactions will not be calculated
The installment is posted as part of the due amount, which is the installment/s plus the minimum amount due out of total non-enrolled balance in the installment payment plan, if any
The first installment is due on the next month of enrollment. Example: if the customer applied for installment payment plan in January, the first installment will be due in February
This service will not be available if the credit card is delinquent and/or suspended
In case the client misses two consecutive installments, the plan will be cancelled automatically
Last date to receive any complaints pertaining to this campaign is 23 March 2026
Normal POS Easy payment plan 0% terms & conditions apply
TMG Credit cardholders are only eligible for the installment offer

Frequently asked questions

What is the duration of the campaign?

The campaign is valid from the 12 January 2026 to 12 February 2026.

How can I avail the installment or cashback offer?

To enjoy the EPP 0% or 5% cashback offer, request must be submitted through bank customer service center during the campaign “Call center”.

What is the minimum transaction amount to be eligible for installment or the cashback offer?

The minimum transaction amount to be eligible for the 0% installments offer is EGP 500.

What is the minimum transaction amount for the cashback offer?

Cardholders must achieve the minimum count and value of transactions to receive the 5% cashback as shown in the table below:

Card type	Minimum Transactions count per month	Minimum spend amount per month in EGP
Standard	8	4,500
Titanium	11	10,500
Platinum	19	32,500
World/ World Elite	22	120,000

Cashback will be capped based on the card type according to the table below table:

Card type	Cashback cap in EGP
Standard	2,500
Titanium	5,000
Platinum	8,000
World/World Elite	10,000

When will I have to pay the first installment?

The first installment is due on the next month of enrollment. Example: if the customer applied for installment payment plan in January, then the first installment will be due in February.

What is the duration of the campaign?

The campaign is valid from the 12 January 2026 to 12 February 2026.

How can I avail the installment or cashback offer?

To enjoy the EPP 0% or 5% cashback offer, request must be submitted through bank customer service center during the campaign “Call center”.

What is the minimum transaction amount to be eligible for installment or the cashback offer?

The minimum transaction amount to be eligible for the 0% installments offer is EGP 500.

What is the minimum transaction amount for the cashback offer?

Cardholders must achieve the minimum count and value of transactions to receive the 5% cashback as shown in the table below:

Card type	Minimum Transactions count per month	Minimum spend amount per month in EGP
Standard	8	4,500
Titanium	11	10,500
Platinum	19	32,500
World/ World Elite	22	120,000

Cashback will be capped based on the card type according to the table below table:

Card type	Cashback cap in EGP
Standard	2,500
Titanium	5,000
Platinum	8,000
World/World Elite	10,000

When will I have to pay the first installment?

The first installment is due on the next month of enrollment. Example: if the customer applied for installment payment plan in January, then the first installment will be due in February.

Can I apply for installment for more than one transaction?

There are no maximum number of enrollments in the installment payment plan service if they are within the card’s credit limit.

Can I avail the installment and cashback for the same transaction?

The client is not eligible to both installment payment of the transaction and claim 5% cashback offers at the same time.

Are all card types eligible to join in the campaign?

Yes, all cards are eligible to join in the campaign and enjoy both offers except for Visa and Corporate Cards. TMG Credit Cardholders are only eligible for the installment offer.

When will I receive my cashback?

Cashback will be credited to clients within March.

Are supplementary credit cards included in the campaign?

Yes, supplementary cards are included.