Government Payroll Program | Payment of Salaries

Governmental Payroll services

Enjoy a range of value-added benefits and services through Emirates NBD Payroll program

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Emirates NBD is authorized by The Ministry of Finance for electronically issuing the salaries of government employees. Our unique payroll program offers a wide range of value added banking services that save you money as well as give you daily banking convenience.

Features

Enjoy a range of value-added benefits and services through Emirates NBD Payroll program.

Electronic channels for secure payment of salaries
No issuance or renewal fees for Payroll cards
No services fees for payroll cards
Balance inquiries and cash withdrawals through Emirates NBD ATMs for free
Balance inquiries and withdrawals through 123 ATM machines (at EGP 1 and EGP 2 fee respectively)
Competitive interest rates and commissions for all our products and services
Governmental payroll clients:
- Employees of institutions participating in governmental payroll accounts agreement:
- 80% discount on Debit Card issuance fee
- Free Current Account
- 50% discount on quarterly account statements
- Discounted interest rates
Governmental payroll transferred clients:
- Employees at governmental institutions.
- 80% discount on Debit Card issuance fee
- 50% discount on quarterly account statements
Armed Forces individuals:
- Open bank account for free
- Free issuance of Titanium Debit Card
- Free withdrawal (twice only) from 123 ATMs
- Free issuance of quarterly account statements
- Discounted interest rates

Titanium Debit Card

The card with exclusive benefits and privileges

Excellence is a lifestyle that is not complete without a Titanium Debit MasterCard, which offers you a world of unique, diverse and flexible features.

Enjoy a more rewarding shopping experience, locally and abroad
Free access to select airport lounges, locally and abroad

In addition, governmental clients and armed forces individuals can enjoy the following products exclusively offered by Emirates NBD.

Second Salary

Salary advance facility to meet your immediate requirements.

Enjoy loan facility when you transfer your salary to Emirates NBD
Facility to withdraw advance payments from salary with ease
Salary advance up to 90% of the total salary

Personal Loans

Fulfill your dreams of a better life

Life comes with a lot of responsibilities and opportunities. Whether its marriage expenses, children’s education or unexpected financial commitments, our Personal Loans help you meet your financial needs

Loan amount up to EGP 1Million
Flexible tenor up to 120 months
Competitive interest rates and a wide range of benefits

Credit Cards

Enjoy a wide range of exclusive lifestyle benefits

Longest grace period up to 57 days
Special discounts and offers at over 100 merchants across Egypt enrolled in our Discount Bouquet program
50% discount on issuance fees

Cards Rewards Program

Get rewarded with exciting gifts and a host of exclusive benefits

Exciting rewards awaits you on using your Emirates NBD card

Earn Emirates NBD Rewards Points on every 1 EGP spent in any purchase transaction
Reward points are accumulated depending on the card’s type
Redeem your points for shopping coupons or refunding the value of the purchases

Auto Loan

Make your dream car a reality

Loan amount up to EGP 1Million
Flexible tenor up to 60 months
A choice of loans that match your needs

Current Plus Account

Enjoy daily banking convenience and earn interest

Competitive interest rates
Interest is calculated daily and credited to the account once a month

Saving Account

Earn attractive returns for a secure future

Interest is calculated monthly and credited to the account every 3 months
Easy access to your funds through Debit Card