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|Features||Rates & Charges||Remarks|
|Interest Rate p.a.||24.00%||For tenors up to 10 Years on reducing basis|
|For tenors exceeding 10 years to be determined on case by case basis|
|Admin Fees p.a.||2.00%||Of loan amount with no maximum|
|Late Interest p.a.||4.00%||Over and above the monthly contracted rate from due date till settlement date|
|Late Charges||EGP 50||Per installment|
|Fiscal Duty (Client’s share)||0.05%||Customer’s share of fiscal duty 0.05% at the end of each quarter on outstanding balance will be charged to the client account and paid by the bank|
|Early Repayment/ Settlement Fees p.a.||5.00%||Across all tenors and irrespective of settlement date|
|Evaluation Fees||EGP 2K||To be paid by customer for application only regardless of bank decision|
|Registration Fees||To be paid by customer according to real estate registration fees|
For Self Employed / Professional customers:
For Individual customers: