Credit Cards
Enjoy the endless benefits of having the credit Mastercard free for life

Terms and Conditions

• The offer is based on new credit cards applications only
• The credit card issuance fees will be reimbursed once the client makes utilization during the first two months from the card issuance. Utilization must be equal to or more than the card issuance fees charged

  Card Type	Issuance Fees (EGP)
  Standard	150
  Titanium	250
  Platinum	450
  World Switch	2,500

• For Standard and Titanium credit cards types that fall under the CEPs program which enjoy 50% discount on the credit cards issuance fees, the refund will be capped at 50% of the issuance fees
• Free of charge cards will not get additional cashback
• Renewal fees will be refunded subject to minimum annual utilization per card type, as illustrated in the table below, so the credit card will be Free for life:

  Card Type	Monthly Spend (EGP)*		Annual Spend (EGP)
  Standard	2K		24K
  Titanium	5K		60K
  Platinum	15K		180K
  World Card	30K		360K

  *monthly spend is just for reference, however, the annual renewal fees will be refunded based on the total annual spend only
• Utilization is calculated based on total purchase transactions both “POS” & “E-commerce”, while reversed/ declined/ commercial/ cash transactions will not be calculated
• Issuance fees cashback will be credited to eligible clients during the 3^rd month after issuance
• Annual spend can be changed at bank sole discretion
• All credit card types are included in the offer:
  • Secured and unsecured credit cards
  • Standard/ Titanium/ Platinum/ World cards
• Offer is valid from 1^st of July 2021 till 31^st of August 2021
• Cards issued after 31^st of August 2021 will not be eligible for the offer even if the client applied during the campaign
• Supplementary credit cards are not included in the offer. However, its spend will be added to the primary card spend
• Corporate cards are not included in the offer